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Bharat Microfinance Report

Fostering Inclusive Impact Finance

Chapter 2 - Section 2.6 - SubSection 2.6.2

Loan Amount Disbursed (Rs in Cr.)

In FY 2023-24, a total of ₹3,87,874 crore was disbursed, with NBFC-MFIs and Banks contributing nearly equal amounts of ₹1,45,827 crore and ₹1,45,249 crore, respectively, followed by SFBs at ₹58,944 crore. The similar disbursement figures suggest that while NBFC-MFIs and Banks are closely matched, the lower outstanding amount for Banks indicates shorter loan periods or quicker recoveries.

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India Country

Loan Amount Disbursed (₹ in Cr.) of all micro-lenders across States/UTs - March 2024 & March 2023 (in descending order of Loan Amount Disbursed)

100 %

0 %

March 2023

0

Crs Amt Disbursed in Total

March 2024

0

Crs Amt Disbursed in Total

Loan Amount Disbursed (₹ in Cr.) of all micro-lenders across States/UTs - March 2024 & March 2023 (in descending order of Loan Amount Disbursed)
Amount Disbursed (₹ in Cr.) by Micro-Lender
Loan Amount Disbursed (₹ in Cr.) of all micro-lenders across States/UTs - March 2024 & March 2023 (in descending order of Loan Amount Disbursed)
S. No.State/UTAmount Disbursed (₹ in Cr.) during FY 22-23Amount Disbursed (₹ in Cr.) during FY 23-24Y-o-Y Growth (in %)
1Bihar500636295025.74 %
2Tamil Nadu431885059117.14 %
3Uttar Pradesh353044415125.06 %
4Karnataka299433863029.01 %
5West Bengal284573619727.2 %
6Maharashtra243192882618.53 %
7Odisha191552209615.35 %
8Madhya Pradesh19313210849.17 %
9Rajasthan14770152523.26 %
10Jharkhand106971232415.21 %
11Kerala10978111331.41 %
12Gujarat97291085411.56 %
13Chhattisgarh5722636711.27 %
14Andhra Pradesh2976510671.57 %
15Haryana53114805-9.53 %
16Assam2601392951.06 %
17Punjab49913859-22.68 %
18Telangana1627324899.63 %
19Tripura1813221922.39 %
20Uttarakhand1609184614.73 %
21Puducherry59071120.51 %
22Delhi704614-12.78 %
23Goa12817939.84 %
24Others44152245.45 %
25Himachal Pradesh154150-2.6 %
26Mizoram1001077 %
27Meghalaya8210426.83 %
28Sikkim951016.32 %
29Arunachal Pradesh377397.3 %
30Jammu & Kashmir7167-5.63 %
31Nagaland345047.06 %
32Chandigarh4640-13.04 %
33Andaman & Nicobar111972.73 %
34Manipur11716-86.32 %
35Daman & Diu1715-11.76 %
36Dadra & Nagar Haveli7814.29 %
37Ladakh0.020.0341 %
Industry32480138787419.42 %
Amount Disbursed (₹ in Cr.) by Micro-Lender
Lender TypeAmount Disbursed (₹ in Cr.)
NBFC-MFIs145827
Banks145249
SFBs58944
NBFCs36375
Others1479